About Optimum Insurance Services
We pride ourselves on our ability to offer quality insurance products and services and we only use financially stable insurance providers that provide excellent service.
We know who offers the products best suited to your needs, and we’ll always provide the most competitive and comprehensive option for the insurance cover you require.
Optimum Insurance Services Pty Ltd is a corporate authorised representative (AR Number 291220) of Insurance Advisernet Pty Limited (AFS Licence Number 240549). Insurance Advisernet Australia (IAA) Pty Limited is a registered General Insurance Broker (Financial Services Licence No. 240549) and a principal member of the National Insurance Brokers Association (NIBA). As a member of NIBA we abide by the NIBA Code of Conduct and the General Insurance Brokers Code of Practice. We also subscribe to Insurance Brokers Disputes Limited.
We conduct a risk/needs analysis and then recommend the appropriate cover required to protect the individual or business assets and liabilities.
As your insurance brokers and advisers we will:
- Save you time and money by managing your insurance needs.
- Recommend appropriate insurers to match your business needs.
- Eliminate the need for you to conduct product comparison shopping.
- Respond promptly to all your requests.
- Keep you informed of issues that may affect your business needs.
- Provide claims support when you need it most.
As members of the National Insurance Brokers Association we are government by the Insurance Brokers Code of Practice. We are also regulated and monitored by ASIC under the Financial Services Reform Act 2003 and the Corporations Act 2001 to ensure you receive the most accurate, appropriate advice for your needs.
Insurance Advisernet Australia (IAA) Pty Limited is a registered General Insurance Broker (Financial Services Licence No. 240549) and a principal member of the National Insurance Brokers Association (NIBA). As a member of NIBA we abide by the NIBA Code of Conduct and the General Insurance Brokers Code of Practice.
We also subscribe to Insurance Brokers Disputes Limited.
Our knowledge of the insurance industry and experience in designing and handling insurance programs for many thousands of customers, enables us to provide objective advice on selecting the right insurance program to adequately cover the customers’ assets and liabilities.
Insurance Advisernet Australia was formed in January 1996 to allow insurance advisers the benefits of maintaining their local presence whilst being able to tap into a national buying group for products and services needed by their customers to today’s complex business world.
Insurance Advisernet’s vision is to support these insurance advisers and be a market leader in regional Australia, distributing quality insurance products and services that offer value to the customer. Through this vision, Insurance Advisernet’s advisers are be able to offer their customers:
- Competitively priced products
- Peace of mind of the adequacy and content of their insurance covers
- A sincere and personalised relationship
Insurance Advisernet’s advisers operate to a strict code of ethics to ensure that the relationship with their customers is a trusting and lasting one. In addition, we are committed to ongoing education. Regular training seminars ensure that Insurance Advisernet’s advisers are able to provide sound professional advice.
Insurance Advisernet Australia utilises a wide range of reputable authorised insurers, selected on the basis of the quality of their products and services. After objectively assessing the customer’s needs, we can utilise the strengths and skills of the appropriate insurer to ensure we give the customer the right protection.
Insurance Advisernet’s advisers are equipped with the latest technology to ensure that their customers receive the most professional advice. Customer files can be accessed on the spot, so all enquires are handled promptly and efficiently.
Insurance Advisernet Australia Pty Limited was awarded the National Insurance Broking Association NSW Regional Broker of the Year 2000, in testimony to the quality of our advice and professionalism.
- Letter of Appointment – this details the terms and conditions of our appointment as your general insurance broker;
- Risk Analysis – this will be a questionnaire that enables us to assess and understand your needs and objectives in protecting your assets and/or liabilities;
- Statements of Advice (SOA) or Further Information Regarding our Advice (FIRA) – these will be written summaries recording our advice and the basis on which it was provided (as well as disclosing details of our remuneration and any affiliations we have that may affect our advice);
- Product Disclosure Statements (PDS) – these documents are prepared by the respective issuers of the products and will contain information about the products we recommend to you. They will help you in your decision about whether to acquire the product;
- Confirmation notices – these will confirm the details of transactions we have arranged on your behalf.
Optimum Insurance Services Pty Ltd is proudly an authorised representative of
